Most of us restrict to this view point that the process of life insurance is all about protecting your family financially if you die but it is partially true. If examined closely, it is much more than that. Life insurance is concerned with protecting your lifestyle if you get sick or injured for a while.

'Uncertainty of life' is the top most attribute that entices more and more towards life insurance. It is the only way for a bread winner to keep loved one financially strong even if they die.

Key benefits attached to life insurance include:

• Uninterrupted coverage
• Affordable premiums with guaranteed renewable
• Pay off all your mortgage
• Help paying for your spouse retirement
• Lifetime protection to your loved ones

Risks covered by life insurance are:

• Premature death
• Illness
• Income during retirement